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Bespoke financial solutions for your company

Funding secured in hours, not months.

Savoy Funding Enterprise arranges working capital, term loans and asset-backed financing for businesses nationwide — structured around the way your business actually runs, not a bank's rigid credit box.

$20K–$50M+
Funding range
Sized to the deal, no cap
24 hrs–8 wks
Time to funding
Fastest 24–48 hrs; longest 6–8 weeks
By product fit
Qualification
Matched to what your business qualifies for
10,000+
Businesses funded
Since inception, nationwide
Capital Solutions

Financing structured around your business

Merchant Cash Advance
01

Merchant Cash Advance

An advance against future card and receivable sales, repaid as a fixed daily or weekly percentage — no collateral, funded in as little as 24 hours.

Business Term Loans
02

Business Term Loans

A lump sum with fixed monthly payments over a set term — for expansion, inventory, or working capital, sized to your revenue.

Business Line of Credit
03

Business Line of Credit

Revolving access to funds you draw as needed and repay on your schedule — reusable capital for cash-flow gaps and opportunities.

Equipment Financing
04

Equipment Financing

Acquire the machinery or vehicles your operation needs without depleting working capital, with terms matched to the asset's useful life.

SBA Loans
05

SBA Loans

Government-backed financing with lower rates and longer terms — built for owners who qualify and can wait for the right structure.

Invoice & Receivable Factoring
06

Invoice & Receivable Factoring

Convert unpaid invoices into immediate cash — improve liquidity without waiting on your customers' payment terms.

Revenue-Based Financing
07

Revenue-Based Financing

Upfront capital in exchange for a set share of future revenue — payments flex with how your business actually performs.

C&I Lending
08

C&I Lending

Commercial & industrial credit facilities structured for manufacturers, distributors and industrial operators scaling production.

Real Estate Financing

Capital for every stage of the asset

Commercial Real Estate
01

Commercial Real Estate

Acquisition, refinance and bridge financing secured by commercial property, structured around the asset and the deal.

HELOC
02

HELOC

A revolving line secured by equity in owned commercial or investment property — draw as needed, repay on your schedule.

Fix & Flip
03

Fix & Flip

Short-term capital for acquisition and renovation, sized to after-repair value, with draws released as work completes.

Property Acquisition
04

Property Acquisition

Purchase financing for investment and owner-occupied property, structured around the deal timeline and the asset's income.

Ground-Up Construction
05

Ground-Up Construction

Staged financing from breaking ground to certificate of occupancy, with draws tied to construction milestones.

RE Portfolio Loans
06

RE Portfolio Loans

A single facility secured across multiple properties — consolidate financing and simplify a growing portfolio.

Cash-Out Refinance
07

Cash-Out Refinance

Convert built-up equity in owned property into working capital, while resetting your rate and term.

How It Works
01

Apply

Submit one short application — basic business details and a few recent bank statements.

02

Review

A dedicated funding specialist matches you to the right product and lender within hours.

03

Approve

Review your offer — rate, term and payment — with no obligation to accept.

04

Fund

Signed and funded, often the same or next business day, directly to your account.

Office / team at work
Why Savoy

A funding partner, not a transaction

Savoy Funding Enterprise was founded to give business owners the same access to capital that large corporations take for granted — without the paperwork, the wait, or the rigid credit boxes of a traditional bank. We work directly with owners and operators across every industry, including those turned away elsewhere, to structure financing that fits the business as it actually runs.

Our specialists stay with you past the close — renewals, additional capital, and credit-building guidance as your business grows.

Client Experiences

Trusted by owners who needed capital that moved as fast as they did

★★★★★
Savoy got us the exact amount we needed to open our second location — renovation and equipment included — in under a week. No other lender moved that fast.
Marcus Ellery
Owner, Ellery Hospitality Group — Los Angeles, CA
★★★★★
Our bank said no twice. Savoy structured a line of credit that fit our seasonal cash flow and closed in two days. It changed how we plan our year.
Renata Ibarra
CFO, Ibarra Distribution Co. — Houston, TX
★★★★★
Straightforward terms, no surprises, and a specialist who actually returned our calls. The equipment loan paid for itself within a year.
Devon Falk
Principal, Falk Construction — Tampa, FL
★★★★★
We closed a fix-and-flip draw schedule that matched our renovation timeline exactly. Savoy understood the deal the way a real estate lender should.
Priya Chandran
Managing Partner, Cobalt Property Partners — Phoenix, AZ
★★★★★
The SBA process felt impossible until we called Savoy. They handled the paperwork, kept us informed, and got us a rate we could actually live with.
Harold Okafor
Founder, Okafor Precision Manufacturing — Charlotte, NC
★★★★★
A cash-out refinance on our portfolio freed up capital we didn't know we had access to. Savoy's team walked us through every option before we signed anything.
Simone Vance
Managing Director, Vance Real Estate Holdings — Miami, FL
Apply

Start your application

No cost, no obligation. A funding specialist responds within one business hour.

  • Soft-pull, no credit impact
  • Decision in 24–48 hours
  • Funds direct to your account
Submit Application